Lifestyle Expenses

Source: D&D 5.2 SRD Equipment

Lifestyle expenses summarize the cost of living in a fantasy world. They cover lodging, food, equipment maintenance, and other necessities.

At the start of each week or month (GM's choice), choose a lifestyle below — Wretched, Squalid, Poor, Modest, Comfortable, Wealthy, or Aristocratic — and pay the price to sustain that lifestyle.

Lifestyles have no inherent consequences, but the GM might take them into account when determining risks or how others perceive your character.

Wretched

Cost: Free

You survive via chance and charity. You're often exposed to natural dangers as a result of sleeping outside.

Squalid

Cost: 1 SP per Day

You spend the bare minimum for your necessities. You might be exposed to unhealthy conditions and opportunistic criminals.

Poor

Cost: 2 SP per Day

You spend frugally for your necessities.

Modest

Cost: 1 GP per Day

You support yourself at an average level.

Comfortable

Cost: 2 GP per Day

You spend modestly for your necessities and enjoy a few luxuries.

Wealthy

Cost: 4 GP per Day

You're accustomed to the finer things in life and might have servants.

Aristocratic

Cost: 10 GP per Day

You pay for the best and might have a staff that supports your lifestyle. Others notice your wealth and might encourage you to share it, either legally or otherwise.